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New York dental insurance and dental savings plans

Get affordable single or family dental insurance plans that provide low-cost visits and top dental care

Available dental insurance plans in New York

Renaissance Dental Logo
aetna logo
Delta Dental Logo
Humana Logo
Renaissance Dental Insurance Plan III

Aetna Dental® Direct Preferred PPO Delta Dental PPO™ Individual Premium Plan Humana Complete Dental Insurance
Premium Starting from
$37.45 per month*
Starting from
$29.74 per month*
Starting from
$48.48 per month*
Starting from
$59.99 per month*
Type
(Family/Individual)
Individual
+ dependents
Individual
+ dependents
Individual
+ dependents
Individual
+ dependents
Maximum $1,000 $1,250 $2,000 yr1-$1250
yr2-$1500
Fillings Basic covered
at 80%
Basic covered
at 80%
Basic covered
at 80%
Basic covered
at 80%
X Rays Preventive covered
at 100%
Preventive covered
at 100%
Preventive covered
at 100%
Preventive covered
at 100%
Annual Deductible $50 Individual
$150 Family
$50 Individual
$150 Family
$50 Individual
$150 Family
$50 Individual
$150 Family
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*Prices may vary by age, ZIP code and number of dependents.

Frequently asked New York dental insurance questions

Are there other options besides insurance that can reduce the cost of dental care in New York?

Yes, dental savings plans are a trusted alternative to dental insurance offering reduced rates on most dental procedures, most of which are offered by the same carriers who offer traditional dental insurance

What is a New York dental savings plan?

A dental savings plan in New York, often referred to as a dental discount plan, is an alternative to traditional dental insurance that offers discounts on virtually all dental procedures. With one low annual fee, plan members gain access to a network of dentists who have agreed to offer their services at reduced rates. Unlike dental insurance, there are no deductibles, waiting periods or annual spending limits to worry about. Plan members can use their discounts as often as needed, and can even save on procedures that insurance typically doesn’t pay for, such as dental implants and cosmetic treatments. Plan members report saving an average of 50%* on their dental care.

*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

How much does dental insurance typically cost in New York in 2024?

The cost of dental insurance in New York in 2024 can vary widely based on the type of plan (DHMO or PPO), the type of coverage provided, and whether the insurance is accessed through an employer or privately. Costs tend to be higher in areas like NYC, and less in rural areas. In general, for an individual, basic dental insurance can cost $30+ a month, a mid-range plan may be priced at $50 a month, and comprehensive coverage can run $70+ per month. Family plans can exceed $100 a month.

How much money can a dental savings plan save me in New York?

The amount of money saved with a dental savings plan in New York can vary based on factors such as the specific plan, dental procedure(s) needed, and the dentist, but plan members report saving an average of 50%* on their dental care.

*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

How do I find an in-network dentist near me in New York?

If you have dental insurance or are a member of a dental savings plan, check your plan’s documentation to see which dentists/specialists accept your plan. Ask friends, family, coworkers, or your primary care physician for recommendations too. DentalPlans.com also offers a dentist search tool for matching you with a great dentist in New York.

How long will it take to activate my dental savings plan in New York?

If you need dental care ASAP, you can join a dental savings plan that offers emergency activation – you can typically use these plans within 24 hours of joining. Without emergency activation, you can begin using a New York dental savings plan within 72 hours of joining.

How do dental savings plans and dental insurance in New York compare?

Discount dental plans and dental insurance in New York are two ways to reduce the costs of dental care. Dental insurance typically focuses on maintaining oral health via low cost or 100% covered preventive care, and cost-sharing for restorative procedures. Dental discount plans are designed to help people regain their oral health, with reduced rates on virtually all restorative dental procedures, as well as preventive care. Additionally, dental discount plans do not impose the deductibles, waiting periods, or annual spending limits often associated with dental insurance.

Let’s see what you can save.

See how quickly your dental savings plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

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We’ve got a plan for you. Let’s compare.

We want you to live life with a clean, healthy mouth—and both dental savings plans and dental insurance can help you do that. But it’s important to consider the differences between these plans and choose the one that best matches your needs. Let’s dive in.

Dental savings plans Dental savings plans
Dental insurance Dental insurance
Preventive care Routine check ups, Cleanings, and X-Rays
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Basic procedures Fillings, Extractions, Emergency Care
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Major procedures Root Canals, Crowns, Bridges, Dentures
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No annual spending caps
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No waiting periods*
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No deductibles
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No exclusions for pre-existing conditions
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Switch plans easily
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*Waiting periods may be waived with prior dental insurance.

Find a dental plan that’s right for you.

We connect our customer to the best plans for better dental health in minutes.

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